VPC Impact Acquisition II ^{Priced, Nasdaq: VPCB}

We are a blank check company incorporated as a Cayman Islands exempted company for the purpose of effecting a merger, share exchange, asset acquisition, share purchase, reorganization or similar business combination with one or more businesses. Throughout this prospectus, we will refer to this as our initial business combination. We have not selected any specific business combination target and we have not, nor has anyone on our behalf, engaged in any substantive discussions, directly or indirectly, with any business combination target with respect to an initial business combination with us. While we may pursue an acquisition or a business combination target in any business or industry, we intend to concentrate our efforts in identifying global high-growth businesses in the Fintech industry with operations or prospective operations predominantly outside of the United States. We anticipate these targets to have an enterprise value of approximately $800 million to $3.0 billion. Based on the CB Insights Global Unicorn Club, we estimate that Fintech businesses represent 13% of all private companies valued at over $1 billion, and approximately 60% of these companies are valued at $2 billion or below.