We are a leading online consumer finance platform in China in terms of the outstanding principal balance of loans originated on our platform. We strategically focus on serving the credit needs of educated young adults in China, age 18 to 36 (90% of customer base). We had approximately 3.0 million active customers in 2016, up 103% from 2015, and 3.3 million active customers in the nine months ended September 30, 2017, up 34% from the prior year period. As of September 30, 2017, we had over 6.5 million customers with an approved credit line and over 20 million registered users. Our online consumer finance platform, Fenqile, offers customers personal installment loans, installment purchase loans and other loan products. We match customer loans with diversified funding sources, including individual investors on our Juzi Licai platform, institutional funding partners on our direct lending programs, investors of our asset-backed securities and others. We charge fees for our matching services. From our inception in August 2013 through September 30, 2017, we cumulatively originated RMB60.1 billion (US$9.0 billion) in loans.